How Sezzle Works?

Sezzle is a payment solution that empowers you to “Buy Now and Pay Later” with simple, interest-free installment plans.

We break down the total cost of your purchase into smaller payments, spread over at least six weeks. As little as 25% is due at the time of the purchase, with the remaining amount spread out over equal installments (typically three), each two weeks apart.

No interest or processing fees are charged to you - as long as you pay everything off on time, you only pay for what you ordered!

Once you’re ready to check out, select Sezzle as a payment method. If you're a returning shopper, you'll just need to log in. If you're a new shopper, we'll walk you step-by-step through creating an account and linking a payment method.

After you’re approved and you complete checkout, the merchant will ship your products just like they would with any other payment method.

You will be notified at checkout what sort of payment plan you’re approved for, including how much is due upfront and when the next payments are due. We'll charge the first installment amount the day that you place your order, and the rest will be automatically scheduled. Don't worry - we'll send you text and email reminders, so there aren't any surprises!

How do I sign up for Sezzle?

The fastest way to sign up is to create a Sezzle account. Or, you can select Sezzle as your payment method and sign up at checkout the next time you shop with a Sezzle partner. Visit our Store Directory for a list of participating merchants.

Does Sezzle perform a credit check?

Nope! We complete what’s known as a “soft check,” which means we take a look at your credit score as part of our risk check, but this doesn’t have an impact to your credit score. We use this information to help verify your identity, minimize fraud risk, and approve you for Sezzle!